Growing up in the Illinois suburbs without any siblings, Jack learned how to make friends at a young age
“I used to play with my friends 7 days a week on a regular basis,” Jack remembers. “We’d ride our bikes and play baseball in the summer, and in the winter we’d play hockey. Our town would flood the park and it would freeze over so we could grab our skates and play hockey. We always kept busy playing sports. We never had extra time on our hands to ever get in trouble like some kids unfortunately do today. Our parents also made sure we completed of homework assignments that had to be done. My parents always enforced my schoolwork to be my primary task.
When he wasn’t playing with his friends, Jack spent his time in conversation with his next-door neighbor, Rick. He was a young insurance broker. Intrigued by his Johnny Carson suits and nice vehicles, Jack wasn’t shy to ask him questions about his job. “Rick would educate me on the various types of insurance available such as property & casualty insurance, homeowners, auto, and commercial insurance for businesses.”
Not only were these forms of insurance versatile and purchased by millions of Americans. But the people and companies you were able to work with were so different. You could virtually work with every type of person and business. “That intrigued me as someone who loves to meet new people,” Jack explains.
From as early as his teenage years, Jack knew he wanted to be an insurance broker like his mentor
After graduating from college majoring in business management, Jack accepted a position as a dedicated agent with the huge New York carrier MetLife. Though he gained valuable experience, Jack wanted to utilize his people skills and work with numerous companies and insurance types. With the help of one of his childhood friends who was an independent insurance broker at the time. Jack started his own business selling insurance and now he has been doing it for well over 20 years now.
With each new client, Jack’s mission was to educate them accordingly. “Most of the time,” Jack says, “People knew they should purchase a specific insurance product but they did not know what type. They didn’t know what type they should apply for or its cost.” Unfortunately, Jack hears this story too many times about people purchasing an insurance plan. Only to find that it will not meet their needs or paying far more than they should.
“I try to educate people as smart insurance shoppers and get them pointed in the proper direction. They can then make the correct decision and purchase the correct policy, affirms Jack. I try to analyze the situation and make sure when a individual decides to apply for life insurance. It will be worthwhile and valuable purchase for them. Consumers need to be able to purchase the correct insurance policy for their specific needs. Then they can receive the lowest premium at the same time.”
Providing people with the correct insurance for their needs is crucial for their financial protection and their peace of mind”.
Take Christine, for example, a 57-year-old woman who called Jack and said she needed health insurance. She had gone many years without it but was getting nervous about lack of coverage as she got older. Jack pre-screened her and advised her through choosing a comfortable insurance budget. He presented her options and promptly provided her with a new Blue Cross/Blue Shield health plan at Christine’s request.
To her unfortunate surprise, Christine was diagnosed with cancer a year and a half later. It spread to multiple parts of her body. The doctors didn’t know if she would survive to the end of the current year. She called Jack the following week in the midst of treatment. She said, “Boy, am I ever glad I purchased that policy from you. I talked to some other people at the time who showed me policies that were more expensive. They didn’t even have as good as benefits as I have now. That would have changed the course of my whole life and it would have instantly wiped out my savings.”
Now Christine can go to any hospital with her Blue Cross insurance and doesn’t have to worry about insurance coverage. Remember, this is while battling (and winning) in her fight against cancer at the time. Christine survived her bout with Cancer and is doing very well today.
What is it about Jack that has school kids, neighbors, college friends, and clients proudly stand in his corner?
“I am always truthful with people and I always tell them exactly the way it is. Purchasing any form of insurance is serious business and it could change the course of someone’s life when a loss occurs. Any form of insurance is
nothing less than a legally binding contract. Insuring people, the proper and professional way will give these people the protection they need. Also, with no possible gaps in coverage and no surprises down the road.”
“Keep in mind that an insurance professional must always do what is best for their client’s best interest. They also have to make sure that the policy is correctly designed. This is so the insurance company has no other option but to pay if a claim arises”.
Jack is proud to be a 32nd degree Mason and a Shriner from the Medinah Temple. He has sponsored children with critical medical problems to receive free medical treatment at one of the 21 Shriners hospitals.
We should all hope to have a friend like Jack!
Have you talked with Jack yet? If not, call him right now! He is waiting to help you get the life insurance you need and can afford. Take the time to read our about us page for more information on our business.