High Risk

Risky Occupations and How They May Affect Your Life Insurance Premiums Risky occupations, most people would never consider that the nature of their job could put up a flag and place them in a high risk life insurance classification. Using the right company with an experienced agent can make a huge impact on the outcome of your application. The insurers are concerned about any risky occupation an applicant has that could one day take his life. Your job could be considered just as serious as a medical condition. Thousands of people in the United States die each year as a …

Read more

Risky Sports That Could Affect Your Life Insurance Premiums Risky sports, most people never consider that their favorite sport could actually be called a dangerous by in life insurance companies. This can throw up a red flag and place you in a high risk life insurance classification. Using the right company with an experienced agent can make a huge impact on the outcome of your application. Your rates will depend on how dangerous your sport actually is and how active you are in this sport. Several considerations are taken under advisement by the insurers.   Popular sports that could increase …

Read more

How to receive the best rates possible when you have risky medical conditions There are many forms of risky medical conditions such as heart disease, Cancer, Parkinson’s Disease, Dementia and literally hundreds more. High risk life insurance can naturally be triggered by health conditions even your occupation, favorite sport or hobby. Many of these you would never be aware of, until you begin applying for a life insurance policy. It is very important to know what to do before you actually apply. High risk life insurance can cost more but not always. This will depend on the applicant and their …

Read more

Purchasing life insurance for NHRA drag racers and other Motorsports is simple and easy! Life insurance for drag racers The life insurance industry generally classifies NHRA drag racers as being involved is a “hazardous sport“. Therefore purchasing life insurance for drag racers sometimes may be a little more complicated. Throughout the years, the life insurance companies have relaxed their views on drag racing. It is now a simple process to buy life insurance, get affordable rates and drag race at the same time. Life insurance company concerns for drag racers: What specific class do you drag race in such as Top Fuel Dragster, …

Read more

Applying for life insurance with high cholesterol is a snap for being issued preferred rates! If you are shopping for life insurance with high cholesterol you’re in the same boat as millions of other Americans. The good news is you can very easily get preferred rates if your cholesterol is controlled with medication. There are over 74 million people in the United States with high Low-Density Lipoprotein. This is otherwise known as LDL which is known as the bad version of cholesterol. Purchasing life insurance with high cholesterol is simple unlike years ago when this was considered a high risk …

Read more