Life Insurance for Funny Car & Top Fuel Dragster Drivers
Drag racing is a very popular sport in the United States and continues to keep growing. Driving some of the more intense race cars such as NHRA Pro Stock, Nitro Funny Cars and Top Fuel Dragsters takes a lot of skill and training. Exceeding speeds of over 200 and 300 MPH is commonly performed by the professionals who are formally trained and licensed for their desired class.
Many drivers either in the professional or amateur status believe purchasing Term or permanent life insurance is going to be too expensive or not even available to them. Purchasing life insurance for these high risk classes is available and can be much more affordable than you may believe.
Purchasing low cost Term life insurance for NHRA or IHRA drag racers in these professional classes is very much available and affordable.
I personally have had hands on experience in drag racing and understand this excellent sport right from the starting line. Many life insurance companies have done their homework and offer affordable Term life insurance at very affordable rates today. The bottom line is connecting with a life insurance agent/broker that understands the sport and how the life insurance companies work with an application that has drag racing listed as one of the hazardous sports or occupations. We work with over 40 highly competitive life insurance companies to give you the best choice in carriers in order to locate the lowest rates.
You have a choice of being covered when actually driving your race car or adding a rider which eliminates the actual driving of the vehicle.
You have the choice to purchase life insurance that covers you while you are going down the ¼ mile or a life insurance policy that incorporates a rider the does not insure your life while in the act of driving a race car.
Here are the 3 most important specifics a life insurance company look for when determining your rates.
1. Your race cars average elapsed time.
2. The type of fuel your car uses, gas, alcohol, Nitro Methane etc.
3. Your cars specific class such as Pro Stock, Alcohol or Nitro Funny Cars, Dragster, Jet Cars and so on.
Life insurance companies add an additional premium for driving the car which would be for example would look like 20 cents, 35 cents, 50 cents for each $1,000 worth of requested coverage. If the driving is excluded off there will be no additional premium applied to the base premium. This means your premium will be no higher than a person who applies for life insurance that does not drag race at all. Not all life insurance companies will exclude the actual driving of the car but we still have plenty who will.
If you need life insurance for drag racing, buy it and lock in your rates as soon as possible. Don’t pay anymore than you have too.
If you’re interested in applying for life insurance don’t waste any more time. The older you get the higher the quoting rates will be. Purchasing life insurance for people who drag race professionally should never be confusing or complicated when you have an agent that understands the sport and knows what companies will be your best choice. This comes with experience and we have over 20 years of helping drag racers find the best policy for their needs and finding the lowest rates at the same time.
Life insurance rates have come down due to the fact people are living longer than ever before. Run our consumer quote engine and see for yourself.
Don’t hesitate to contact us and get all your questions answered 7 days a week. There is not cost or obligation for our help. We can usually direct you to the best Term life insurance company with the lowest life insurance quotes in less than an hour which included pre-screening your specific case with multiple insurance carriers to get you the best offer with no surprises later in the application process. If you have any medical conditions we can also pre-screen them for you also. You may use our consumer quote engine to get an idea how the rates vary from one company to another.
Thank you for reading our blog post Life Insurance for Funny Car & Top Fuel Dragster Drivers. Contact us today and let us answer all your questions.
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