Thank you for taking the time to visit our website to learn more about life insurance. You will find that this is a great place to educate yourself about all the different life insurance companies and plan designs. You will be able to find answers to most all your questions. I’m Jack Venturi and I am the founder of BestChoiceLifeInsurance.com. Our agency is an independent brokerage that offers much more quality one-on-one service than the large call centers you see advertised on Television.
These call centers are like factories that operate more like an assembly line than an insurance agency. Their goal is simply to pump out life insurance policies as quickly as possible. This does not enable them to fully consider the customers actual needs or budget. On top of that, the insurance advisors that answer the phones have strict sales quotas they have to fill each day (and you sure don’t want that).
The most important product we offer is premiere customer service along with personalized one-on-one attention. Most people find life insurance is confusing unless it is explained properly. There are many questions folks need answered so they can fully understand exactly what they are planning to purchase.
We are licensed independent insurance agents that simply represent over 40 life insurance companies but are not employed by any of them. Your interests are our number one priority, not an insurance carriers.
Our Main Objectives
There are actually three parts to our job as your perspective agent. First, to choose the most applicable life insurance company for your specific needs, health history and lifestyle. Second, to utilize the most appropriate policy design that will offer the best financial protection. Finally the third objective is to make sure your premium is the lowest possible so you can easily fit the cost of your new policy into your budget.
Our Code of Ethics
We first analyze your need for life insurance and pay close attention to your recommended premium you have budgeted. Your premium needs to be something you can comfortably afford year after year. You are the only one that will know the answer to that question. We will fully explain the difference between plan designs and companies and show you all your best options.
Your opinion is very important because we never dictate what you need. We want you to fully understand and have total confidence before you decide to apply. You you decide to move forward with the application process or not will be up to you. We will always respect your decision and you will never owe us anything for our help.
The Best Reasons to Work With Us:
We have only one job to perform
Our agency only sells insurance and our primary field is selling life insurance. This means no involvement with financial planning, stocks, bonds, annuities, retirement programs, investments or income tax planning. Our goal is to do one job and do it right. We have been doing just that for over 25 years and we are not going to change now.
We make buying life insurance a snap
Life insurance is one of the most simple forms in the insurance industry. It only make sense to have a simple process to follow when applying for it. We use telephone applications instead of the drawn out paper applications with over 20 pages. Our clients are coached through every inch of the application so they understand exactly what is going on at any time.
Your application is pre-screened before it is ever submitted
We want to know how your application will be handled before it goes to the life insurance company underwriters. This way we will have a very good idea on its outcome before it is approved. The health classification you are going to be assigned is critical to your final premium. If you submit an application and the final approval is not as positive as expected. We always make a strong attempt to re-negotiate with the underwriter handling your application. Many times we will submit your application to other companies to compare their best offer also. One way or another, you will get the best rates possible and we guarantee it.
There is never even a hint of sales pressure!
High pressure salesmanship is absolutely disgusting to virtually all consumers and a complete turn off regardless of what they are buying. Unfortunately respectable agents like us and many other good agents have to endure the negativity many clients display. This is once they have had a bad experience with high pressure sales people. We have all witnessed this when visiting a car dealer to buy a car or many other products. I personally am very cautious of salespeople and find them guilty until proven innocent. They have to work hard to prove my trust before I would consider buying any products from them. Feel free to compare life insurance rates on our websites free quoting system.
Here Is What We Do
1. Explain how life insurance actually works so you can feel confident and totally understand the process.
2. Provide you with the knowledge you need to understand what type of plan design to apply for.
3. Enable you to understand the application process so you will know what to expect step by step.
4. Apply and be approved for the best policy that will fit your budget and never become a financial burden.
Here Is What We Don’t Do
1. We never use any form of sales pressure ever. Our competitors use more than enough of that.
2. Dictate what we feel you need. We want your input so you apply for the plan that you actually are looking for and feel comfortable with.
3. We never keep our clients in the dark. We keep them posted throughout the complete process.
4. We never say goodbye after you have been successfully issued your new plan. At this point in time our job is just beginning with the very best customer service as your agent.