Pioneering the Online Insurance Business 

I was one of the first brokers to provide insurance information and professional assistance approximately 25 years ago using the internet with a website. Many people told me that the internet would not be around long and would probably fizzle out. Can you imagine that approximately 78% of consumers buy most of the products in their possession by purchasing them on a website? 

We specialize in life insurance on the individual and group levels. Having a broader background with other forms of insurance gives us a better understanding of life insurance and what people need and expect from their insurance products.

 

Choosing Your Insurance Agent is Absolutely Essential

The most important decision you can make when purchasing life insurance is the insurance agent that you choose to work with. We care intensely about the services we provide and shop the life insurance market with great effort to make sure that we are getting them the best A-Rated companies and the best policy design that will fit their needs and budget. There are two different types of insurance agents as you can read below:

Captive Agents:

Captive agents work for an insurance company such as State Farm or Farmers. Since they work for a carrier, they have to sell their company’s products. This limits you to only one life insurance quote. These big box store type companies are normally not very competitive with life insurance because they specialize in homeowners & auto insurance and just dabble with the rest of their life insurance product line.

Independent Agents:

Independent agents, also known as brokers, do not work for insurance companies like captive agents do. We are independent agents that work with over 40 top rated life insurance companies. The carriers we work with offer the most competitive rates and plan designs. We simply match up the best life insurance companies that would work best for each of our clients specific needs. 

 

Our Office Location

Our office address is 21455 Pilgrim Road in Chadwick, Illinois. Most consumers never physically visit an insurance agency anymore. Approximately 87% of consumers purchase their life insurance online and do not meet with an agent face-to-face. The percentage goes up every year and is a rapidly growing trend for buying all products.

We converse with and help people from all 50 states over the telephone and with the help of our websites. Today, many Americans make most of their large purchases from the comfort of their home computer, often while they are still in their pajamas.

 

Our Hours of Operation?

Our hours of operation are straightforward; we are open seven days a week from 9:00 AM to 9:00 PM. Many people have conflicting schedules and cannot quickly speak with an insurance agent during regular business hours. Evenings and weekends are sometimes the only times they can comfortably converse with an agent.

I decided to offer the best hours for people to receive the help they need. You can also set up a specific time to discuss your life insurance needs by reserving a time on our calendar. Securing a dedicated time to talk can eliminate playing phone tag, which does not accomplish anything and quickly becomes a waste of valuable time.

 

Who Can We Help the Most?

We can help anyone, of course, but we give a lot of help to people who have serious health concerns, hazardous occupations, or dangerous sports, which could impact their ability to get affordable rates. In addition, pre-existing medical conditions, height and weight issues are prevalent among many applicants. We specialize in life insurance to ensure everyone can get excellent life insurance that meets their needs and especially fits their budget.

If you are in excellent health and you don’t have a dangerous job or engage in dangerous sports, then getting the best rates possible is a snap. You can even get a new policy without ever taking a physical exam.

What Products Do We Offer?

If it falls under the heading of life insurance, then it will definitely be a product we offer. We offer the finest life insurance products from over 40 of the highest-rated life insurance companies. We work with all the top companies to ensure we are confident that our clients will receive the lowest premium possible after they apply.

All of the best Term, Universal Life, Whole Life, No Medical Exam, Return of Premium, Final Expense, and many other plans are listed on our website for you to read about and understand. In addition, our website provides instant life insurance quotes so consumers can visualize these products and their costs with up-to-date actual premiums displayed side-by-side.

 

Our Most Important Product is Our Customer Service

We don’t use any sales fluff or sales related malarkey like you have seen on many other insurance-related websites. I am sure you have seen plenty of these during your search for life insurance. In addition, the extravagant discounts some claim to offer are deceptive and in many cases illegal. The critical fact to remember is that all insurance rates are regulated by law.

Insurance company actuaries publish the rates and the agents have no control over the price. Every state in the country has a Department of Insurance that regulates the premiums of all insurance policies. They do this for your protection, so the insurance market does not become another used car lot type of experience. There is never any cost or obligation for our help.  

 

Our Commitment is Simple

Our commitment is exactly what you should expect from your insurance agent: straight honest answers and someone who puts your best interest first and foremost. We provide consumers with all the life insurance-related information they need to make an intelligent buying decision. Then, if they decide to apply, we will walk them through the whole process step-by-step.

We always ensure they have an excellent experience from the quoting process from the very beginning to when their policy has been approved and becomes active.

If you are looking for comprehensive life insurance information and excellent customer service, you have my word that you have come to the right place.

All the Best,
Jack Venturi
My Link Tree