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Term Life Insurance Quotes Online, Compare Rates Quickly & Easily
Low Cost Term life insurance is an excellent choice and is the most common form of life insurance in the United States. The only concept you have to keep in mind is the fact it is a temporary version of life insurance that is purchased in time increments. If you need life insurance for a specific period of time, affordable Term life insurance may work out very well for you. Our website’s quote engine will allow to get immediate Term life insurance quotes and display over 40 life insurance companies side by side. You will quickly be able to get an idea what company would offer you the best life insurance rates. A Term life insurance policy can easily be designed to fit any situation. There are different versions available that will depend on what your planning on using the life insurance for.
First, let’s take a look at some of the most important reasons and then you can make this decision for yourself. For all practical purposes, there are two types of insurance agents. There are the independent agents like us which we will talk about first.
I Have Pre-existing Conditions, Will These Medical Issues Effect My Application?It will all depend on what medical conditions you actually have. If you have serious conditions such as heart disease, Cancer, Emphysema, Obesity, nervous system disorders such as Multiple Sclerosis, Parkinson’s Disease or Gehrig’s Disease for example then yes. If you have commonly controlled high blood pressure, Hypertension, Arthritis or allergies then most likely not. It all depends on the condition and how advanced or extreme is it. We have helped people who have or had medical issues such as Heart Disease, Cancer, COPD, Hypertension, High Cholesterol, Lupus, Crohn’s Disease, Bi-Polar Disorder, Diabetes, Anxiety, Hepatitis C, Barrett’s Esophagus, Breast Cancer, Open Heart Surgery, Multiple Sclerosis, Sleep Apnea, Life insurance for smokers, Stent Surgery History, Colon Cancer, Congestive Heart Failure, Strokes, Overweight/Obese, Alcohol Abuse, Drug Abuse and many more diseases and conditions. If you smoke cigarettes, you may want to read our life insurance for smokers article.
Is My Personal Information Going to be Safe and Secure?To say the least, your information is always our top priority that is second to none. During the quoting or pre-screening process, we never ask for any more than simple basic information. Our website is secure from hackers with a “secure socket layer” and none of your information is ever sold or shared with anyone. We are a family owned business which is totally unlike some of the large “Call Center” type agencies that employee many employees that come and go on a regular basis such as Intelliquote, Selectquote, QuickQuote and many others you see on TV and hear on the radio.The one and only person working with any information would be limited to our company founder. When we discuss an individual health insurance information such as a medical pre-screen. The insurance companies never see your actual identity. Trust, honesty and integrity is what our agency is based on. Without these 3 ingredients, we would be out of business.
Complete Your Application Over the Telephone Quickly & Easily!
For many years people would always dread the idea of having to complete a 30 page paper application. Then the times changed and the invention of the online application saved the day and expedited the application process. We now use the very simple telephone applications to again cut down on the time consumption. This makes the application process more simple for everyone concerned. Individuals now go over the list of companies and determine what carrier will give them the best rates. They can move into a simple 10 minute telephone application.
While you’re here, take a moment to get to know more about us and our company founder, get to know Jack.