People would always dread the idea of having to complete a 30-page paper application. Then the times changed and the invention of the online application expedited the application process. We now use the simple telephone applications to reduce the time consumption for our applicants. All you have to do is sit back and answer the simple questions. The telephone application department does the rest of the work. The most work you will have is signing the application.

Use Our Quote Engine to Instantly Compare Rates

We provide instant life insurance quotes from the nations top rated carriers. Purchasing low cost term insurance is now a very simple process when applying for any individual product. Our quote engine allows you to compare over 40 of the best companies. These are immediate quotes with minimal information required.

If you have any medical conditions, you can still get excellent rates by applying for high risk life insurance. You can even find some of the best rates without a medical exam. Quoting rates go up with every year you get older. Get a free online quote today and lock in your rates tomorrow. Purchasing your individual life insurance online is a snap.

How Do We Guarantee the Best Rates Possible?

We use the largest selection of competitive companies in the nation. We also pre-screen health conditions, hazardous jobs or dangerous sports you may have. This eliminates any surprises down the road. After that we converse with the companies that are offering you the best rates. After the selection process is over and we know which company will provide the lowest rates, we then have you apply with that specific company.

If we find the final underwriting decision could be improved. We renegotiate with the carrier or give your application to other companies to review and give us their projected premium. This is a very simple process and we receive excellent results every time.