Life Insurance

Can I Buy Life Insurance on Someone Else’s Life? What You Need to Know in 2025 + YouTube Video Can I Buy Life Insurance on Someone Else’s Life? The answer is yes you can as long as you have insurable interest and legal consent. The question of purchasing life insurance on someone else’s life has been raised frequently, with some suggesting it may indicate suspicion of wrongdoing. Many people believe that the insured individual named on a life insurance policy must also be the owner. Often this assumption is not the case. You can legally purchase life insurance that pays …

Read more

What Is Final Expense Life Insurance? Read Our Step-by-Step Guide to Learn What You Need to Know Before You Apply in 2025 + YouTube Video Senior life insurance policies, otherwise known as final expense life insurance, offer valuable support by covering funeral costs, final expenses such as medical bills, and other outstanding debts like mortgage payments and credit card bills. Planning for the future is crucial, especially for seniors and their families. One important aspect that is often overlooked is preparing for end-of-life expenses. Final expense insurance, also known as funeral or burial insurance, is a valuable financial tool designed to …

Read more

No Medical Exam Life Insurance | How to Skip the Exam & Get the Lowest Rates in 2025 + YouTube Video No medical exam life insurance is a type of policy that allows individuals to obtain coverage without undergoing a physical examination as part of the application process. Instead of relying on the results of a medical exam and records from your doctor’s office. Insurance carriers use other data points such as your medical history, prescription records, or answers to health-related questions in order to assess your eligibility and determine your coverage options. This makes the process quicker and more …

Read more

Flat Extra Fees for Life Insurance: What Are They & How Do They Work in 2025 + YouTube Video Flat extra fees for life insurance: what are they and what do they do? Just about all of us who have purchased life insurance at one time or another fully understand the concept of having a premium to pay each year. Flat extra fees are most commonly used when a life insurance applicant is involved in a hazardous sport or hobby. Many people don’t realize that your health history, height & weight, tobacco use, and other specific information about you can …

Read more