What is an Independent Insurance Agent?
How Independent Agents Can Help You Secure the Best Rates – Read Our Ultimate Guide for 2024 Working with independent insurance agents, otherwise called insurance brokers, can simplify buying life insurance. They can also find the lowest life insurance rates by shopping the entire market for you. There are two types of insurance agents, one being the independent agent and the other being the captive agent. The independent agent can represent all companies, whereas the captive agent is just one. For example, State Farm employs captive agents that sell their only product line. Captive agents work for their company, and …