Overweight? You Can Still Get Approved At Great Rates! Don’t Ever Assume You Will Pay More Buying life insurance if you’re overweight is a simple process with today’s relaxed underwriting. Securing life insurance is an essential step toward protecting your loved ones’ financial future. However, for individuals who are severely overweight or obese, the process can present some possible challenges. Factors like higher premiums, policy limitations, or even outright denial of coverage due to weight-related health risks leave many questioning where to start. The good news? Buying life insurance while overweight is entirely possible, and often, affordable coverage can be …

Read more

Can a Recovering Alcoholic Get Life Insurance? Yes, They Can: Don’t Assume a History of Alcohol Abuse Will Result in an Application Decline Applying for life insurance for alcoholics is definitely possible. It can be a little more challenging depending on your level of alcohol consumption, but the good news is you can still get approved for coverage. With the help of an experienced agent, you can usually get approved at very affordable rates. Insurers evaluate their applicants based on numerous factors, including health, lifestyle, and medical history.  If you’ve undergone treatment or are in recovery, such as participating in …

Read more