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How to Buy No Medical Exam Life Insurance

No Medical Exam Life Insurance With the Best Rates in [2023]  No medical exam life insurance eliminates the need for a medical exam. These policies can also be underwritten and approved in less than 24 hours. There are a lot of excellent life insurance product types available today. One of them is No Medical Exam life insurance. Many people today are choosing this plan design over the traditional versions. People’s most significant fear when buying a conventional plan is the Para-Med nurse’s visit. A nurse would typically visit the applicant’s home or place of employment. No Medical Exam life insurance …

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How to Buy Life Insurance for Scuba Divers

Life Insurance for Scuba Divers With the Lowest Rates in [2023] Purchasing life insurance for scuba divers is a simple process. If you have heard differently, you are listening to the wrong people. Scuba diving is, without question, a fantastic sport, and I know that from first-hand experience. Over 1.3 million people in the United States are scuba divers and active in the sport. I am an NAUI-certified diver and have been active in scuba diving for over 30 years. Applying for scuba diver life insurance is similar to other sports, such as sky diving, rock climbing, or drag racing, …

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How to Buy Life Insurance for Smokers

Life Insurance for Smokers With the Best Rates in [2023] If you have ever wondered how using tobacco products affects life insurance premiums, take a moment to read this post, and we will cut through all the smoke for you. You will also learn how to purchase life insurance for smokers at the best possible rates. Life insurance for smokers is usually always going to represent higher premiums. It can depend mainly on what form of tobacco you use and how much you use it. Sometimes you can qualify for non-smoker rates under certain conditions. You will need to do …

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Did You Know Life Insurance Rates are Regulated by Law?

Life Insurance Rates are Regulated by Law Most consumers believe that life insurance rates vary from agent to agent or between buying directly from a carrier vs. buying from an agent. However, life insurance rates can only vary when you compare the same product, such as a 20-term life insurance policy, when comparing one specific life insurance company to another, such as Prudential to MetLife. All insurance rates never vary in cost for the same specific policy design as the same company. Regardless of whether it is homeowners, auto, dental, business insurance, or any other product. This is the law …

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Medical Pre-Screening

pre-screen your health conditions If you have any medical conditions, request a five-minute pre-screen by completing our electronic form. We will prepare a custom quote specifically for you with an accurate premium projection based on your health conditions.

Just click this link to activate our online pre-screening questionnaire, and we will do the rest. This will help you get an accurate idea of your rates if you apply for life insurance. This form is confidential, secure, and encrypted, and it’s a snap!

Medical Pre-Screening