Life Insurance

Life Insurance Procrastination & the Cost of Waiting to Apply in [2024] + YouTube Video How to prevent costly life insurance procrastination is a lesson most people need to learn more about. A significant number of consumers who bought life insurance in the past have postponed applying for it, resulting in higher premiums or no coverage at all. When it comes to buying life insurance, time is money. So the question of why people procrastinate when considering purchasing life insurance for your family has been a subject of interest since life insurance was first introduced. According to modern statistics, over …

Read more

Life Insurance With Living Benefits: A Comprehensive Guide for [2024] + YouTube Video What is Life Insurance with Living Benefits? First, let’s go over what conventional term life insurance is all about. Term products are the most commonly sold form of life insurance with no close second. The concept is very straightforward, you pay the premium, and if you die, the policy pays out its death benefit to your beneficiary. Term life insurance proves to be an affordable and practical solution for the vast majority of people looking to secure financial protection for their families. When you look at a …

Read more

How to Find a Lost Life Insurance Policy: Complete Checklist for [2024] + YouTube Video How to find a lost life insurance policy is not as difficult as it may sound. I received quite a few calls from people who just experienced a family member passing away. Unfortunately, they had no idea where the deceased kept their life insurance policy and other legal papers and they wanted to start a policy search for the lost policy. Years ago, this would have been a nightmare, but thanks to our modern technology and a computer, you may be able to find the …

Read more

Benefits of Working With an Independent Insurance Agent in [2024] + YouTube Video The benefits of Independent Insurance Agents are much greater than most consumers realize. Independent insurance agents are also known as Insurance Producers, Brokers, Advisors, and Insurance Consultants. They serve as liaisons between consumers and the insurance companies they intend to apply with. Even long after the individual has had their policy issued and in force. The independent agent is committed to assisting you with any questions or issues that may arise. The information you will see below will further explain the description and benefits of independent insurance …

Read more