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What is an Independent Life Insurance Agent

Independent Agents Can Help You Secure the Best Life Insurance Rates in [2022]  Working with independent insurance agents, otherwise called insurance brokers, can simplify buying life insurance. They can also find the lowest life insurance rates by shopping the entire market for you. There are two types of insurance agents, one being the independent agent and the other being the captive agent. The independent agent can represent all companies where the captive agent is just one. For example, State Farm employs captive agents that sell their only product line. Captive agents work for their company, and independent insurance agents work …

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How to Buy Life Insurance for Marijuana Users

How to Buy Life Insurance for Marijuana Users With the Best Rates in [2023] Applying for life insurance for marijuana users is simple and easy. If you thought your marijuana smoking would represent a problem, no worries because it’s not. Many companies will allow you to smoke marijuana without adding a smoker rate to the policy. Times have changed, and so has life insurance for marijuana smokers. It does not get any better than this! We use companies that are marijuana-friendly to get the very best rates. Just keep reading, and we will show you what you need to know …

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How to Buy Life Insurance for NRA Members

How to Apply for NRA Life Insurance & Secure the Best Rates in [2022] Millions of gun owners, including myself, have been NRA members for over 30 years, and I will always continue with the tradition. The NRA was always an important organization that would help all of us preserve our 2nd amendment rights which we would have lost a long time ago without them. In a way, purchasing a membership in the National Rifle Association is similar to buying a life insurance policy. When the anti-gun lobbyists come up with new reasons to ban or restrict our firearms, we …

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How Much Is a Million Dollar Life Insurance Policy

How Much Does a Million Dollar Life Insurance Policy Cost in 2022? A Lot Less Than You Think! If you think purchasing million-dollar life insurance policies is expensive and hard to get approved, you are in for a pleasant surprise. Buying a multi-million dollar policy is much easier than you would ever possibly believe. Applying should be smooth if you use the most applicable carrier and have an experienced agent helping you. All you are doing is adding some extra zeros to the application. Find out what $1,000,000 to $20,000,000 policies cost and the best ways to apply for them. …

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What is Universal Life Insurance

Universal Life Insurance | How Does it Work & How Much Does It Cost?  Unlike its Term Life insurance counterpart, Universal Life insurance is permanent insurance that will never terminate, leaving you without coverage for your dependents. So let’s jump in and explain this product and see if it would be a good fit for you. If you plan to purchase life insurance, you should be aware of the primary forms of life insurance and how they work. If you need life insurance for just a limited amount of time or the rest of your life, you need to do …

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