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Did You Know Life Insurance Rates are Regulated by Law?

Life Insurance Rates are Regulated by Law in Every State Most consumers believe that life insurance rates vary from agent to agent or between buying directly from a carrier vs. buying from an agent. However, life insurance rates can only vary when you compare the exact same plan design between one carrier and another. Never between one agent and another. All insurance rates never vary in cost for the same specific policy design as the same company. Regardless of whether it is homeowners, auto, dental, business insurance, or any other product. This is the law that each state’s Department of …

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