Life Insurance

How to Apply for Life Insurance for Members of the Masonic Order & Secure the Lowest Rates Hello Brethren, my name is Jack Venturi, and thank you for visiting my website. You have some great choices for Life Insurance for Masons and many top-rated life insurance companies. It’s time to learn more about these choices and better understand life insurance. As a Mason myself, with over 40 years in the fraternity (Hinsdale Lodge #934). I want to ensure that all my brethren purchase the best policy for their needs at the lowest premiums. Purchasing Masonic life insurance is a crucial …

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Return of Premium Policies Refund All Your Money Once You Outlive Your Term Period Statistics show that over 74% of consumers in America outlive their life insurance policies term period. In short, Return of Premium Term Life Insurance is a term policy that returns all your premiums if you don’t die before the term period ends. Return of premium term life insurance (ROP) policies create a boomerang effect for your premium dollars. First, your premiums are initially paid to your insurance company to pay your premiums. Then, after your term period expires and you are still alive (like most do), …

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How to Buy No-Medical-Exam Life Insurance & Secure the Best Rates in [2022]  No medical exam life insurance eliminates the need for a medical exam. These policies can also be underwritten and approved in less than 24 hours. There are a lot of excellent life insurance product types available today. One of them is No Medical Exam life insurance. Many people today are choosing this plan design over the traditional versions. People’s most significant fear when buying a conventional plan is the Para-Med nurse’s visit. A nurse would typically visit the applicant’s home or place of employment. No Medical Exam …

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How to Apply for Life Insurance for Smokers & Secure the Best Rates in [2022] If you have ever wondered how using tobacco products affects life insurance premiums, take a moment to read this post, and we will cut through all the smoke for you. You will also learn how to purchase life insurance for smokers at the best possible rates. Life insurance for smokers usually is always going to represent higher premiums. It can depend mainly on what form of tobacco you use and how much you use it. Sometimes you can qualify for non-smoker rates under certain conditions. …

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Life Insurance Rates are Regulated by Law | What You Need to Know About Insurance Premiums Most consumers believe that life insurance rates vary from agent to agent or between buying directly from a carrier vs. buying from an agent. However, life insurance rates can only vary when you compare the same product, such as a 20-term life insurance policy, when comparing one specific life insurance company to another, such as Prudential to MetLife. All insurance rates never vary in cost for the same specific policy design with the same company. Regardless of whether it is homeowners, auto, dental, business …

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