Simplified Issue Life Insurance: Effortless Phone Applications with Instant Decisions Level term life insurance policies that provide a simplified issue process with an instant underwriting decision. These low cost policies provide the option to convert to a permanent product up to age 70 or the entire term period you have initially chosen. There is a wide range of features and riders to offer even additional flexibility to meet your needs.  These policies offer low-cost coverage for face amounts up to $1 million with level premiums that do not go up. You can choose term periods of level premiums for 10, …

Read more

Discover How Your Agent Can Help Lower Your Premiums. Why Your Agent’s Expertise Is Crucial in 2025 + YouTube Video When shopping for life insurance, most people focus on just the monthly premium, sometimes the coverage amount, and the name of the company. But there’s one critical factor that can impact all of this more than anything else—your life insurance agent. Your agent’s job is to be your policy architect. Most people think that an agent is just another voice over the phone that helps get your application approved, not realizing how much they actually do for their clients.   Discover …

Read more

Top Five Most Common Life Insurance Application Mistakes & How to Avoid Them in 2025 + YouTube Video Purchasing life insurance can provide financial protection and peace of mind, but understanding its complexities can be a little challenging. Failing to address these errors can put your family at financial risk. This guide will outline five common life insurance mistakes and offer solutions to prevent them from happening. Unfortunately, some of these mistakes may not be discovered for many years down the road. At this point in time, the damage will be done and there is no recourse for action. This is …

Read more

Helicopter Pilot Life Insurance: Explore Your Best Options & Rates in 2026 + YouTube Video Can helicopter Pilots get life insurance? Yes they can! They may also qualify for “Preferred Best” rates too. Helicopter pilots—whether flying commercially, privately, for medevac services, or in the military work with responsibility and a higher than normal risk every day. But this high-risk profession can create unique challenges when it comes to applying for helicopter pilot life insurance. Life insurance for helicopter pilots is absolutely attainable and we can make the process simple and easy. But knowing how to navigate the underwriting process and …

Read more