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Life Insurance No Medical Exam + YouTube Video

No Medical Exam Life Insurance | How to Skip the Exam & Get the Lowest Rates in 2025 + YouTube Video No medical exam life insurance is a type of policy that allows individuals to obtain coverage without undergoing a physical examination as part of the application process. Instead of relying on the results of a medical exam and records from your doctor’s office. Insurance carriers use other data points such as your medical history, prescription records, or answers to health-related questions in order to assess your eligibility and determine your coverage options. This makes the process quicker and more …

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Best Life Insurance for Felons (2025)

Can Convicted Felons Buy Life Insurance? Explore our Step-by-Step Guide for 2025 + YouTube Video Can you get life insurance with a felony? Yes, absolutely. While applying for life insurance for felons can be more involved than a conventional application, approval is achievable — especially if you apply with the right insurance carrier. Insurance companies understand that everyone makes mistakes. However, from an underwriting standpoint, convicted felons are considered higher-risk applicants. Despite this, a felony conviction does not disqualify you from securing a policy. Statistics do show that individuals with criminal histories tend to have shorter life expectancies, influencing the …

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What Are Life Insurance Flat Extra Fees + YouTube Video

Flat Extra Fees for Life Insurance: What Are They & How Do They Work in 2025 + YouTube Video Flat extra fees for life insurance: what are they and what do they do? Just about all of us who have purchased life insurance at one time or another fully understand the concept of having a premium to pay each year. Flat extra fees are most commonly used when a life insurance applicant is involved in a hazardous sport or hobby. Many people don’t realize that your health history, height & weight, tobacco use, and other specific information about you can …

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Life Insurance Procrastination in 2025 + YouTube Video

Life Insurance Procrastination & the Cost of Waiting to Apply in 2025 + YouTube Video How to avoid costly life insurance procrastination is a lesson most people need to learn more about. A significant number of consumers who have bought life insurance in the past have postponed applying for it, resulting in higher premiums or no coverage at all. When it comes to buying life insurance, time is money. So the question of why people procrastinate when considering purchasing life insurance for their family has been a subject of interest since life insurance was first introduced. According to modern statistics, …

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Life Insurance for Skydivers (2025 Guide)

Can You Get Life Insurance if You Skydive? Discover What You Need to Know in Our Complete Guide for 2025 + YouTube Video Can you get life insurance if you skydive? Yes you can. If you’re a skydiver, chances are you’ve wondered how your love of the skies might affect your ability to buy life insurance. Whether you’re new to skydiving or have hundreds of jumps under your belt, understanding how this adventurous activity influences your life insurance options is very important. This comprehensive guide to life insurance for skydivers will answer your biggest questions, break down how insurers view …

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Medical Pre-Screening

pre-screen your health conditions If you have any medical conditions, request a five-minute pre-screen by completing our electronic form. We will prepare a custom quote specifically for you with an accurate premium projection based on your health conditions.

Just click this link to activate our online pre-screening questionnaire, and we will do the rest. This will help you get an accurate idea of your rates if you apply for life insurance. This form is confidential, secure, and encrypted, and it’s a snap!

Medical Pre-Screening