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How Risky Occupations Can Affect Your Life Insurance Premiums

How to Apply for Life Insurance With a Risky Occupation & Secure the Best Rates in [2024] There are many risky occupations that most people would never consider negatively impacting a life insurance application. These jobs can raise a red flag and place them in a high-risk life insurance classification. However, using the right company with an experienced independent agent can significantly impact the outcome of your application. The insurers are concerned about an applicant’s risky occupation that could one day take his life. Your job could be just as serious as a medical condition or a heavy smoker. Thousands …

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How Risky Sports Can Affect your Life Insurance Premiums

How to Apply for Life Insurance With a Risky Sport in [2024] Many people enjoy a risky sport but don’t even realize their sport is high-risk. No adverse event usually causes them an injury or even their demise. But their high-risk sport will throw up a red flag when the carrier underwrites their life insurance application. Then, if the right life insurance company is applied, they can be issued preferred rates, and everyone is happy.  Your rates will depend on how dangerous your sport is and how active you are in this sport. Several considerations have been taken under advisement …

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How Medical Conditions Can Affect Life Insurance Premiums

How to Apply for Life Insurance With a Risky Medical Condition & Get the Best Rates in [2024] There are many risky medical conditions, such as heart disease, Cancer, Parkinson’s Disease, Dementia, and hundreds more. High-risk life insurance can naturally be triggered by health conditions, even your occupation, favorite sport, or hobby. Unfortunately, you would never be aware of many of these until you apply for a life insurance policy. Therefore, it is essential to know what to do before you apply. High-risk life insurance can cost more, but not always. This will depend on the applicant and their specific …

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Life Insurance for Race Car Drivers & Drag Racers

Specialized Life Insurance for Race Car Drivers & Drag Racers: A Guide to Securing the Best Rates in [2024] If you are shopping for life insurance for race car drivers and drag racers, we offer specialized life insurance specifically tailored to your racing class. Our life insurance for motorsports racing provides drivers with peace of mind and financial security in the face of the risks associated with your passion. We understand the thrill and dedication that comes with racing, which is why we have partnered with companies that have a liberal stance on racing. This enables us to offer you the …

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Medical Pre-Screening

pre-screen your health conditions If you have any medical conditions, request a five-minute pre-screen by completing our electronic form. We will prepare a custom quote specifically for you with an accurate premium projection based on your health conditions.

Just click this link to activate our online pre-screening questionnaire, and we will do the rest. This will help you get an accurate idea of your rates if you apply for life insurance. This form is confidential, secure, and encrypted, and it’s a snap!

Medical Pre-Screening